Business Coverages
Providing Everything You Need
WORKERS' COMPENSATION
Workers' Compensation Insurance protects your business and office workers by providing benefits to employees injured in the workplace. These benefits can address medical care and related medical costs, retraining and lost wages until the employee can return to work or compensation for permanent disability.
BUSINESSOWNERS POLICY
A Businessowners Policy (BOP) combines basic required coverages normally purchased separately into one bundle for a lower premium. BOP policies include General Liability, Property and Business Interruption and can add other coverages, like Cyber or Employment Practices Liability, as needed. A BOP coverage is a flexible policy that can be customized to fit individual policyholders' needs.
CYBER INSURANCE
Any business using computers to complete day-to-day tasks should consider cyber insurance a necessary coverage. Cyber liability insurance provides coverage for certain losses incurred as a result of data breaches. Businesses are increasingly facing cyber risks that can threaten their operations and even their existence.
EMPLOYMENT PRACTICES LIABILITY
Employment Practices Liability Insurance (EPLI) coverage protects professional service organizations in the event of employment-related claims, including alleged discrimination, wrongful termination or demotion, sexual harassment and retaliation. An EPLI policy applies to all employees of an insured business, including temporary, part-time, full-time, seasonal, volunteers and independent contract workers.
COMMERCIAL PROPERTY
After a physical loss or damage occurs, Commercial Property insurance protects your building, contents as well as any resulting impact to your business income. For example, it can reimburse you for the cost incurred to replace stolen goods, the repairs resulting from the damage to destroyed property and equipment, the lost income that results and extra expenses needed to get your business back to normal.
Whether you're looking for owner operator, motor carrier or private carrier, we can help you find the best fit for your trucking insurance coverage. We also offer personal insurance. Contact us to find out more about truck and trucking insurance in Maryland, New Jersey, Pennsylvania, Delaware, Virginia and more.