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INSURANCE AGENCY
Looking for the perfect insurance coverage for your trucking needs? Look no further! Whether you're an owner operator, motor carrier, or private carrier, we specialize in finding the best fit for you. Our expertise in trucking insurance ensures that you'll have the coverage you need to protect your assets and operations.
Not only do we cater to the trucking industry, but we also offer personal insurance options. Our comprehensive insurance solutions provide peace of mind for both your professional and personal life.
We are licensed in 47 states, with our home state in Columbia, Maryland, and surrounding areas – we have you covered. Our extensive network allows us to serve clients in multiple states, ensuring that you receive personalized service and coverage tailored to your specific location.
Contact us today to learn more about our trucking and personal insurance options. Our knowledgeable team is ready to assist you in finding the right coverage at the best possible rates. Let us take care of your insurance needs so you can focus on what you do best – driving and running a successful trucking business.
Types of Coverages
PRIMARY LIABILITY
This coverage option protects you from damage or injuries to other people as a result of a truck accident. This coverage is mandated by state and federal agencies.
COMPREHENSIVE & COLLISION
This insurance is coverage for your truck and trailer. This coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles.
MOTOR TRUCK CARGO COVERAGE
Motor Truck Cargo insurance protects the transporter for his responsibility in the event of damaged or lost freight. The policy is purchased with a maximum load limit per vehicle.
GENERAL LIABILITY
This coverage provides protection for injuries or property damage sustained while on your premises, using your products or services, or because of a breach of contract. Our company can offer you many lines of coverage for Artisans Contractors, Contractors Liability, Contractual Liability, Electrical Work, and Plumbing.
NON-TRUCKING LIABILITY BOBTAIL/COVERAGE
Non-Trucking Liability (Bobtail Coverage) provides limited liability insurance for owner-operators who are permanently leased to an ICC regulated carrier. It provides limited liability protection when the owner-operator is not on dispatch, nor pulling a loaded trailer.
LIFE INSURANCE
Any business using computers to complete day-to-day tasks should consider cyber insurance a necessary coverage. Cyber liability insurance provides coverage for certain losses incurred as a result of data breaches. Businesses are increasingly facing cyber risks that can threaten their operations and even their existence.
WORKER'S COMPENSATION
Workers' Compensation Insurance protects your business and office workers by providing benefits to employees injured in the workplace. These benefits can address medical care and related medical costs, retraining and lost wages until the employee can return to work or compensation for permanent disability.
BUSINESSOWNERS POLICY
A Businessowners Policy (BOP) combines basic required coverages normally purchased separately into one bundle for a lower premium. BOP policies include General Liability, Property and Business Interruption and can add other coverages, like Cyber or Employment Practices Liability, as needed. A BOP coverage is a flexible policy that can be customized to fit individual policyholders' needs
CYBER INSURANCE
Any business using computers to complete day-to-day tasks should consider cyber insurance a necessary coverage. Cyber liability insurance provides coverage for certain losses incurred as a result of data breaches. Businesses are increasingly facing cyber risks that can threaten their operations and even their existence.
EMPLOYMENT PRACTICES LIABILITY
Employment Practices Liability Insurance (EPLI) coverage protects professional service organizations in the event of employment-related claims, including alleged discrimination, wrongful termination or demotion, sexual harassment and retaliation. An EPLI policy applies to all employees of an insured business, including temporary, part-time, full-time, seasonal, volunteers and independent contract workers.
COMMERCIAL PROPERTY
After a physical loss or damage occurs, Commercial Property insurance protects your building, contents as well as any resulting impact to your business income. For example, it can reimburse you for the cost incurred to replace stolen goods, the repairs resulting from the damage to destroyed property and equipment, the lost income that results and extra expenses needed to get your business back to normal.
PERSONAL LINES AUTO
Any business using computers to complete day-to-day tasks should consider cyber insurance a necessary coverage. Cyber liability insurance provides coverage for certain losses incurred as a result of data breaches. Businesses are increasingly facing cyber risks that can threaten their operations and even their existence.
PARTNERS WE'VE WORKED WITH
