Truck Insurance Coverages
Fast Coverage. Reliable Protection. Dedicated Support.
PRIMARY LIABILITY
Primary Liability insurance helps protect trucking businesses against bodily injury and property damage claims caused while operating a commercial vehicle. This coverage is federally required for most motor carriers and helps keep your business compliant while protecting your operation on the road.
Coverage may help with:
• Bodily Injury Claims
• Property Damage
• Legal Defense Costs
• FMCSA Compliance Requirements
• Accident-Related Liability Claims
PHYSICAL DAMAGE
This insurance is coverage for your truck and trailer. This coverage is for repair or replacement for damage resulting from things such as collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism to your owned vehicles.
MOTOR TRUCK CARGO COVERAGE
Motor Truck Cargo insurance protects the transporter for his responsibility in the event of damaged or lost freight. The policy is purchased with a maximum load limit per vehicle.
GENERAL LIABILITY
This coverage provides protection for injuries or property damage sustained while on your premises, using your products or services, or because of a breach of contract. Our company can offer you many lines of coverage for Artisans Contractors, Contractors Liability, Contractual Liability, Electrical Work, and Plumbing.
NON-TRUCKING LIABILITY (BOBTAIL COVERAGE)
Non-Trucking Liability (Bobtail Coverage) provides limited liability insurance for owner-operators who are permanently leased to an ICC regulated carrier. It provides limited liability protection when the owner-operator is not on dispatch, nor pulling a loaded trailer.
WORKERS' COMPENSATION
Workers' Compensation Insurance protects your business and office workers by providing benefits to employees injured in the workplace. These benefits can address medical care and related medical costs, retraining and lost wages until the employee can return to work or compensation for permanent disability.
Whether you are an owner-operator, motor carrier, or private carrier, Source One Insurance Agency can help you find the right commercial truck insurance coverage for your business. We provide reliable protection, competitive pricing, and dedicated support for trucking companies across multiple states. Contact us today to learn more about our trucking insurance solutions and coverage options.